It is exciting that a new milestone and achievement unlock in life, buying a house, a huge commitment. It doesn’t just stop there after buying your dream house. Before moving into your new house, pretty sure there is some renovation works to turn the ‘raw’ house turning into a house of your dream. Regardless of big or small renovation works, it still involves a sum of money whether it’s from your life savings or borrowed from family and friends. Though it may sound excited to begin the renovations when the bill is sent over, you will begin crying in your heart for overspend. It doesn’t matter if your house is Orchard’s luxury condominium or HDB unit in Woodlands, if you fail to plan for your renovations, you are planning to fail in your finances. So, how to renovate without burning a hole in your wallet?